What’s the difference between a captive agent and an independent agent?

What’s the difference between a captive agent and an independent agent?

In this video I discuss the basic difference between a Captive Insurance Agent and an Independent Agent like Heritage Insurance Agency.

Independent Agents represent a variety of insurance companies that provide a wide range of rates and product solutions.  Captive Agents are exactly that Рcaptives to one insurance provider, and may only present the solutions that particular provider offers.

Independent Agents offer more choice and flexibility, as well as a long term insurance solution because we can change and expand your insurance policies as your needs change.

 

 

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