Workers Compensation

PA Workers Compensation

PA Workers comp coverage pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work. Additionally, PA workers compensation coverage protects an employer from being sued by an injured worker in most cases.

A PA Workers Comp expert, Heritage Insurance Agency can help your business find complete solutions to your unique workers compensation insurance needs. We’ll find solutions that create safer and more productive workplaces, more confident and secure workers and overall savings you’ll see on the bottom line.

Pennsylvania Insurance Companies offer workers compensation plans that pay dividends if you’ve had a good year for claims, other PA workers comp policies will charge you more for a bad claims year, while most offer Guaranteed Cost, with no participation in profits and losses.

What you need to know about Pennsylvania workers compensation insurance.

Some PA Workers Comp coverage can include:

Innovative payment systems – ask about monthly payroll reporting workers comp!

Medical disability case managers

Utilization management nurses

Certified life care planning nurses

Vocational rehabilitation consultants

Physician consulting services

Legal staff

Contracts with medical network providers

Managed prescription drug program

Ever wonder what the $100,000 / $500,000 / $100,000 Employers Liability part of your Pennsylvania workers compensation policy is?

Employers liability protection is the part of the PA workers comp policy that defends an employer from claims and suits by an employee’s next of kin in the case of a work related injury or death.  Example: an employee is seriously injured in a work related car accident.  The employer’s PA workers compensation plan pays for the employee’s injuries, but the pain and suffering, loss of work or other claims made by that employee’s spouse against the employer because of perceived negligence would be paid under the Employer’s Liability section of the Pennsylvania Workers Compensation policy.

To find out more about Pennsylvania workers compensation and other PA business insurance products and services, contact Heritage Insurance Agency today – you can either fill out our fast and convenient quote request form on this page or call 717-684-6409.

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