Umbrella Insurance

Pennsylvania Umbrella Insurance

To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a PA umbrella insurance policy.

What’s Peace of Mind Worth to You?

An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your PA home insurance, auto insurance, or other personal insurance policies, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered.  $1,000,000 in Pennsylvania umbrella insurance can be as low as $150!

Do You Have Enough Liability Insurance?

Imagine what would happen if your dog bit a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your apartment spread to other units?  If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.

Pennsylvania Umbrella Insurance Starts When the Others Stop
Once the liability limits are exhausted on your PA home insurance, auto insurance, or other personal insurance policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000.  Higher limits may also be available. The personal liability experts at Heritage Insurance Agency are ready to help you determine the right amount of coverage for your needs.

Broad Coverages
A PA umbrella insurance policy also pays some claims not covered by your PA home insurance, auto insurance, or other personal insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid.

Everyone has specific needs and unique situations – talk to Heritage Insurance Agency today to find out how to best protect yourself, your family and your future with the right Pennsylvania umbrella insurance for you.

Fill out our convenient quote request form here or give us a call at 717-684-6409 today.

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