Home Insurance

Pennsylvania Home Insurance

Your home is your castle – your Pennsylvania homeowners insurance should give you the royal treatment, without costing a fortune!

At Heritage Insurance Agency, we have the expertise to advise you on securing a comprehensive PA homeowners insurance policy that fits your specific needs at the lowest rates!

With over 35 years in the business of helping our clients protect their homes, Heritage Insurance Agency is ready to guide you through the process of quoting and applying for a new PA home insurance policy.  Complete our contact form, or give us a call, if you’re looking at your first home, moving out of your starter home or downsizing now that your nest is empty.  We have a Pennsylvania insurance company ready for any situation!

Well respected and admired among PA insurance companies, Heritage Insurance Agency will endeavor to help you understand all the options available for your Pennsylvania home insurance. There are several important factors to consider when choosing your Pennsylvania Homeowners insurance:

Correct replacement cost for the structure of your home

Replacement cost or actual cash value loss settlement on personal property

Named or special perils covered causes of loss

Personal liability protection

Additional living expense (in case your home becomes uninhabitable due to a covered cause of loss)

Customized Homeowners Insurance in Pennsylvania

Your Pennsylvania homeowners insurance can be customized even further if you have unique classes of property that limited coverage on the standard policy.  Some endorsements / specialty coverage to consider adding to your PA home insurance:

Personal articles floaters / scheduled property (i.e. Jewelry Insurance)

Flood Insurance policies

Earthquake insurance – earthquakes happen in PA, too!

Umbrella Insurance policies

Heritage Insurance Agency represents many top rated Pennsylvania insurance companies that specialize in homeowners insurance – ensuring you get the lowest insurance rate!

Picking your own price may not get you the coverage you need, and you deserve more than 15 minutes to consult with a local expert on your PA homeowners insurance.

The biggest difference between Heritage Insurance Agency and those nationwide insurance captive agents and direct writers is they can only provide ONE PA home insurance option, we offer over ten! They have slick advertising with cute animals, cavemen, and outrageous promises to magically appear every time you recite their jingle – what they don’t offer is what Americans love most – Independence!

Heritage Insurance Agency has many PA insurance companies that specialize in PA homeowners insurance, and we’re growing.

Our core mission is to serve the client first, which means we’ll examine your needs, compare them to our insurance company partners, and recommend the insurance company with the Pennsylvania home policy that makes the most sense for you.

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