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Medicare Supplements: Is Plan F or Plan G right for me?

Medicare Supplements: Is Plan F or Plan G right for me?

You’ve decided to go the Medicare Supplement (Medigap) route to supplement the health insurance coverage you have through Medicare Parts A and B, but you’re not quite sure which plan is right for you. There are ten different Medicare Supplement plans, but my years of experience in working with people in Medicare planning tells me […]

The best home insurance agents in Lancaster PA?

The best home insurance agents in Lancaster PA?

Every year, Heritage Insurance Agency meets with hundreds of households in the Central PA/Lancaster area with respect to reviewing their home insurance. And because so many visitors know our thoughts and feelings on getting home insurance right, they often ask us who are some of the best home insurance agents, companies, and competitors we have […]

Beat Your Workers Comp Audit with Pay As You Go Solutions!

Beat Your Workers Comp Audit with Pay As You Go Solutions!

Unlike General Liability – Its Rate Basis will always be payroll Unfortunately, Workers Compensation will ALWAYS be based on your actual payroll. There’s no way around it. Workers Compensation Premium = Company Rate x (Remuneration / 100) WAIT – you may say – I thought the STATES made the workers compensation rates?! That is partially true. In […]

What is Umbrella Insurance?

What is Umbrella Insurance?

Umbrella insurance is for that one in a million catastrophe.  Those are long odds, but it won’t feel that way if YOU are the ONE!  What Umbrella Insurance Does Umbrella policies are called that because they float over your other limits of liability, and provide some additional coverage not found on your underlying policies. You […]

I am starting a business, what business insurance do I need?

small-business-insurance-columbia-pa

Starting a new business can be an exhilarating and daunting time. Stepping out and offering a product or a service to the community brings a whole new world of opportunity, and risk. Commercial Property Insurance Commercial Property comes in a variety of shapes and sizes. Buildings, Business Personal Property (BPP), Personal Property of Others, Tools, […]

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