Business

Beat Your Restaurant’s General Liability Insurance Audit

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General Liability Where Gross Sales Isn’t The Rating Basis! Traditionally, the General Liability (GL) portion of a Commercial Package Policy (CPP) used sales as the rate basis to determine rates. Business Owners Policies (BOP) base General Liability rates on the amount of property at the insured location instead. Some hospitality businesses still benefit from this rate structure, like […]

Do I REALLY NEED Liquor Liability Insurance?

Do I REALLY NEED Liquor Liability Insurance?

Liquor Liability Insurance is not cheap – Is there a more Cost Effective way to protect your bar or restaurant? Some alcohol service establishments avoid paying the “high” premiums for liquor liability insurance, because they think they can protect themselves with elaborate corporate structures. There is a theory that if you own and operate your bar […]

Without Optimism – Game Over

Without Optimism – Game Over

“Without optimism, game over.  The game is over.” -Gary Vaynerchuk I have been thinking about that quote a lot, lately.  In business, optimism provides fuel for growth. Optimism propels individuals and organizations through tough challenges.  Optimism lets the good times roll and brings us out of the abyss. Optimism allows us to jump off the […]

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