Carrier Partners

Pennsylvania Insurance Company Partners

As a Trusted Choice, independent agency, Heritage Insurance Agency represents many of the finest PA Insurance Companies.  When you are shopping for insurance, you have many choices, but one basic decision determines how much time and effort you expend getting the lowest insurance rates –

Will you call captive / direct writers for the big nationwide insurance companies or will you call your local independent agency?

Local, independent agencies do the shopping for you, and guess what – we beat those nationwide insurance companies 90% of the time!  Getting these rates and service delivered is a team effort, you can meet our Agency Team, below get to know our Insurance Company Partners!

COMPANY CLAIMS CONTACT INFORMATION

Allstate

We are the only independent Allstate Agency in Lancaster County!
We can provide the same Allstate auto and home insurance as a
captive agent, plus an independent Allstate review!

AmTrust North America

AmTrust North America provides a variety of business insurance solutions.
AmTrust particularly likes writing restaurant insurance, auto repair garage insurance, lumber yard insurance and non-profit organizations. They also have great Employment Practices Liability and Directors and Officers Liability programs for financial institutions.

American Collectors Insurance

Agreed value loss settlement insurance on classic cars and antique vehicles.
$0 deductible plans, with agreed value on collectibles – your best protection
for that prized collection!

Encompass Insurance

Specializing in a package policy that combines all of your PA insurance needs, auto, home, umbrella with one policy number, and one bill.  Encompass offers some of the most comprehensive PA home insurance coverage on the market!

FEMA Flood

NFIP Flood coverage

Foremost Insurance Group

Foremost Insurance specializes in PA home insurance, regardless of a history of claims.  Bristol West is the member of the Foremost Group that provides PA auto insurance even if you’ve had claims, tickets or violations including DUI.

Frederick Mutual Insurance Company

Specializing in PA home insurance, offering Guaranteed Replacement Cost coverage on your home’s structure!  Also a great carrier for PA landlord insurance as well as Pennsylvania contractors insurance coverage.

Grange Insurance

Offering PA auto, home, business and life insurance with superior, hassle
free service that meets our customers changing needs.

Guard Insurance Group

Founded in Wilkes Barre as a PA workers compensation company, Guard now offers a full array of PA business insurance products including Business owners Insurance, PA business auto insurance and commercial umbrella insurance.

Harford Mutual Insurance Company

Based in Harford County, Maryland, Harford Mutual Insurance Company provides Commercial Insurance and Workers Compensation in the Mid-Atlantic region. Harford Mutual has a broad underwriting appetite for Commercial Package and Business Owners Policies, and will write Commercial Auto and Workers Compensation on a mono-line basis.

Kemper

Kemper offers a blanket property package policy that provides excellent coverage and flexibility in the unfortunate event of a disastrous homeowners claim. Kemper package auto can also protect your new car on a replacement cost basis for the life of the auto!

Liberty Mutual Insurance

Liberty Mutual only offers business insurance through Independent Agents. Liberty Mutual provides a comprehensive Pennsylvania business insurance package.  Additionally, Liberty Mutual provides excellent Inland Marine policies including Contractors Equipment, Jewelers Block and Builders Risk.

Main Street America Group

Offering Pennsylvania home, auto and business insurance since 1923.
MSA Group also offers Pennsylvania Workers Compensation through
subsidiary NGM Insurance.

MAPFRE Insurance Company

Pronounced Ma – Fray, MAPFRE Insurance is a global insurer with headquarters in Spain, and US operations based out of Massachusetts.  MAPFRE provides Home, Auto and Umbrella insurance in PA, as well as small commercial insurance.  Additionally, MAPFRE has a travel insurance policy, and simplified issue life insurance.

Millers Mutual Insurance

A  local Pennsylvania Insurance Company, based in Harrisburg, PA, Millers
Mutual offers a full suite of business insurance needs including Pennsylvania Workers Compensation.

Nationwide / Allied / Harleysville Insurance

After acquiring Allied Insurance and Harleysville Insurance, Nationwide Insurance Company decided to create one brand.  All of Allied and Harleysville insurance products will be branded as Nationwide over the next few years.  Nationwide offers Personal, Commercial and Farm Insurance products.

Philadelphia Contributionship

Founded by Benjamin Franklin in 1752 as a fire insurance company, Philadelphia Contributionship specializes in Pennsylvania homeowners insurance.

Philadelphia Insurance Companies

Another local, Pennsylvania insurance company, Philadelphia Insurance Companies specializes in unique and hard to place commercial general liability and professional liability exposures.  They have an excellent motor sports insurance program as well as programs for youth sport leagues, including youth tackle football insurance.

Progressive

Progressive offers PA auto insurance to all drivers regardless of your driving history. They also have programs for PA boat insurance, Pennsylvania motorcycle insurance, ATV insurance and recreational vehicles.

Rockwood – Member Argo Group

Specializes in Pennsylvania Workers Comp, especially for companies that have a debit experience modification.  Rockwood is an excellent option for a startup business or an experienced business that’s had some bad workers compensation claims in the past.

SafeCo Insurance

A Liberty Mutual Insurance Company, SafeCo offers a full array of personal insurance products. They have a strong PA auto insurance program, as well as motorcycle and ATV insurance.  Safeco also writes Pennsylvania homeowners insurance and umbrella liability policies.

State Auto Insurance Companies

A super-regional, highly rated insurance company, State Auto offers PA homeowners insurance auto and umbrella insurance for individuals.  State Auto also provides a full suite of PA business insurance products, including Pennsylvania Workers Comp.

Travelers Insurance

Travelers provides both personal and business insurance products in Pennsylvania. Whether you have a PA home insurance need, a car to insure, or need a lower PA Workers Comp rate, Travelers has a product for you!

Utica First Insurance Company

Utica First provides commercial insurance products in several Northeastern states. Headquartered in Utica NY, Utica First specializes in Restaurants, Auto Repair Garages, Artisan Contractors, and Landlord Insurance policies. Being able to offer business owners policies to bars that serve up to 100% of their sales in alcohol is one of Utica First’s unique products.

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