Restaurant Insurance That Won’t Eat Your Margins

Restaurant Insurance That Won’t Eat Your Margins

As a successful restaurateur, I’m sure you’ve been bitten by a large insurance audit bill after a great year! Request Quote Picture This: Things are going great – you’ve been turning extra tables  while successfully cross selling apps and desserts which means average check numbers are up, so the server’s tips are up and everyone’s […]

Do I REALLY NEED Liquor Liability Insurance?

Do I REALLY NEED Liquor Liability Insurance?

Liquor Liability Insurance is not cheap – Is there a more Cost Effective way to protect your bar or restaurant? Some alcohol service establishments avoid paying the “high” premiums for liquor liability insurance, because they think they can protect themselves with elaborate corporate structures. There is a theory that if you own and operate your bar […]

If my tree falls on my neighbor’s house, and there’s nobody around to hear it…

If my tree falls on my neighbor’s house, and there’s nobody around to hear it…

…Does my insurance pay? We get this question a lot! OK, not exactly THAT question, but when fall and summer storms get those mighty oak trees swaying, our phones start ringing, and about half of the people we talk to don’t like the answer. Many people feel that a homeowner with a large tree should assume […]

What is Umbrella Insurance?

What is Umbrella Insurance?

Umbrella insurance is for that one in a million catastrophe.  Those are long odds, but it won’t feel that way if YOU are the ONE!  What Umbrella Insurance Does Umbrella policies are called that because they float over your other limits of liability, and provide some additional coverage not found on your underlying policies. You […]

4 Tips to Save Big on PA Liquor Liability Insurance

4 Tips to Save Big on PA Liquor Liability Insurance

Get Liquor Liability Quote Here Liquor Liability Insurance is a necessity in today’s hospitality marketplace given the modern legal environment. You can lose it all over one bad decision your employee makes without a good protection plan. Even with that threat looming, some owners shy away from coverage. Liquor liability insurance premiums can be high.  Heritage […]

Without Optimism – Game Over

Without Optimism – Game Over

“Without optimism, game over.  The game is over.” -Gary Vaynerchuk I have been thinking about that quote a lot, lately.  In business, optimism provides fuel for growth. Optimism propels individuals and organizations through tough challenges.  Optimism lets the good times roll and brings us out of the abyss. Optimism allows us to jump off the […]

Who Needs Liquor Liability and What Does It Cover?

Who Needs Liquor Liability and What Does It Cover?

If you sell or serve alcohol, you need have a liquor liability exposure! Damages resulting from the serving, sale or distribution of alcoholic beverages are covered by liquor liability insurance. Businesses of all kinds can have a liquor liability exposure if they: Host a party for employees, clients, vendors, etc. that makes alcoholic beverages available. […]

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