Beware of Flood Damaged Cars!

car drives through flood area

Flood damaged cars are coming! You can count on one thing after a devastating hurricane: the used-car market is going to be absolutely flooded with water-damaged vehicles. If you’re looking for a used vehicle within a few hundred miles of a storm like Harvey, you’ll want to be particularly careful to look over what you’re […]

Beat Your Restaurant’s General Liability Insurance Audit

small-business-insurance-columbia-pa

General Liability Where Gross Sales Isn’t The Rating Basis! Traditionally, the General Liability (GL) portion of a Commercial Package Policy (CPP) used sales as the rate basis to determine rates. Business Owners Policies (BOP) base General Liability rates on the amount of property at the insured location instead. Some hospitality businesses still benefit from this rate structure, like […]

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